logo white
Phone: (833) 933-2323

6am to 5pm Monday to Friday PT

Caregiving that Counts: A Guide to Earning While Supporting Your Loved Ones

Share This:

December 5, 2023
Caregiving Earnings

The majority of families in the U.S. and many other countries, require two incomes to support the necessities of life – especially when there are children involved. Thus, it’s not unusual for a couple, having raised their children to adulthood, to now have a parent who needs caregiving. The burden this situation places on families can be onerous. However, the loved one isn’t always an elderly parent. Some adults have had to care for disabled siblings or adult children or a loved one with a long-term illness. Certainly, one option is to hire in-home care or place an elderly parent in a nursing home. However, these options can be costly and aren’t always available or financially feasible.  

Despite the resources available, many people aren’t aware that there are opportunities for caregivers to be compensated for taking care of a loved one in need. Compensation varies depending on which state you live in and there is some federal legislation that applies to all states.

The Federal Family and Medical Leave Act

In 1993, Congress passed the Federal Family and Medical Leave Act (FMLA), which requires that employers give up to 12 weeks of unpaid leave to employees who need to care for a loved one. This law applies to new parents, those with a spouse, a child, an elderly parent or a sibling who needs care because of serious illness or infirmity. Following the FMLA, many states have enacted paid leave programs that offer critical financial support to caregivers. In addition, many employers are required by state law to offer family leave insurance. 

Although the FMLA helped insure that employees would still have a job after their caregiving duties ended, those who are taking care of loved ones, are often on call 24 hours a day. The added burden of not receiving any compensation or salary, can really add to the stress they experience. Consequently, many states have added programs that require employers to offer compensation for family leave and others states have established state funded programs that provide compensation.

According the AARP, 16 states have established programs to offer support to caregivers of loved ones. The chart below provides an overview of each state and its program. Be sure to find out what programs are available in your state and also ask your employer what benefits are available if you are required to take family leave to care for a loved one.

Maximizing Your Earnings While Caregiving for Family

The programs offered by each state vary widely, although most benefits cover a 12-week period of caregiving within a year. Some of these programs are in effect now and some won’t go into effect for one to two years. The maximum you can be paid per week also varies, although eligibility for most programs covers caring for the same type of family members with serious health conditions – spouses, domestic partners, parents and parents-in-law, children and grandchildren, grandparents and siblings. Some states also allow caring for loved ones other than blood relatives and include anyone the employee/caregiver considers family or as close as family. In addition, some programs are mandated by the state and some are voluntary. 

The following states have mandated compensation programs:

StateName of Program(s)Date Available Loved Ones with Serious Health ConditionsDetailsMaximum Benefit
CaliforniaCalifornia Paid Family Leave Act and the California Family Rights Act.NowSpouse, domestic partner, parent, grandparent, child grandchild, siblingAs the first state to enact family leave, California has been helping family caregivers since 2004. The program gives employees 60 to 70 percent of their weekly earnings up to the maximum for any 12-week period.$1,620 per week
ColoradoFamily and Medical Leave Insurance Program (FAMLI)01/01/2024Spouse, parent, grandparent, child, grandchild, siblings and anyone that the caregiver has a “significant personal bond with.”This program provides 90 percent of a caregiver’s wages up to half the states weekly average salary and then 50% on any earnings beyond that calculation.$1,100 per week
ConnecticutConnecticut Paid LeaveNowSpouse, domestic partner, parent, grandparent, child, grandchild or anyone else with whom the caregiver has a “close association … that shows to be the equivalent of a family relationship.”Provides compensation for up to 12 weeks in a 12-month period. Compensation is based on calculating wages against the state’s minimum wage up to a maximum of $900 per week.$900 per week
DelawareDelaware Paid Leave01/01/2026Spouse, parent or childThe compensation is calculated at 80% of the employee’s salary up the maximum per week within any 12-month period.$900 per week
District of ColumbiaDC Paid Family LeaveNowSpouse, domestic partner, parent, grandparent, child or siblingProvides up to 12 weeks of pay to the maximum per week within any 12 month period.$1,049 per week
MainePaid Family and Medical Leave05/01/2026Spouse, parent or child Pays 100 percent of Maine’s average weekly wage. Starting January 1, 2025, employers and employees – both public and private — will contribute 0.5 percent of their wages toward funding this program. Depending on how long and how much they have contributed, employees will be eligible to receive up to 12 weeks of a portion of their salary within a 52-week period up to the maximum per week.$1,104 per week
MarylandFamily and Medical Leave Insurance (FAMLI)01/01/2026Child of any age, spouse, domestic partner, parent, grandparent, grandchild, or siblingThis program offers employee caregivers 12 weeks of paid leave within a 12-month period. Amounts are based on employee’s average weekly wages.$1,000 per week to start – will increase annually
MassachusettsPaid Family and Medical Leave (PFML)NowSpouse, domestic partner, parent, grandparent, grandchild or siblingPays employees for up to 12 weeks within any 52-week period. The compensation is calculated at 80 percent of weekly wages up to half the states average weekly pay, and 50 percent of anything above that.$1,130 per week
MinnesotaPaid Family and Medical Leave01/01/2026Spouse or domestic partner, child, grandchild, grandparent, son-in-law or daughter-in-law, or anyone who has a relationship with the applicant that creates the expectation and reliance on the employee for careWorkers and employers will start contributing 0.35 percent of their wages to this fund. If an employee has earned enough, they can start receiving compensation for up to 12 weeks in any 52-week period.$1,337
New JerseyTemporary Disability or Family Leave InsuranceNowSpouse, domestic partner, parent, parent-in-law, grandparent, child, grandchild what is referred to as a “chosen family.” This can be anyone related by blood or someone the caregiver considers family.This state pays employee family caregivers 85 percent of their average weekly salary up to the maximum. It covers a period of 12 consecutive weeks or 56 days of intermittent caregiving in a 12-month period. $1,025 per week
New YorkNew York State Paid Family LeaveNowSpouses, domestic partners, parents, parents-in-law, grandparents, children, grandchildren or siblingsWorkers can receive 67 percent of their average weekly pay to the maximum. This program pays for 12 weeks within any 52-week period. $1,131 per week
OregonPaid Leave OregonNowBlood relative or anyone connected to the caregiver in a “family relationship” This program offers up to 12 weeks of compensation after a worker has been employed for at least 180 days. Companies with fewer than 25 employees are exempted from this program but they can apply for a state grant if they want to participate. $1,523 per week
Rhode IslandTemporary Disability/Caregiver InsuranceNowSpouse, domestic partner, parent, parent-in-law, grandparent or childThis state program provides up to 30 weeks of payments in any benefit year. As of July 1, 2023, employees will receive at least $121 per week up to the maximum.$1,043 per week
WashingtonPaid Family and Medical LeaveNowSpouses, domestic partners, parents and parents-in-law, grandparents, children, grandchildren or siblings, also, anyone who has an expectation to rely on the employee for care.Employees can receive 90 percent of their weekly salary up to the maximum for a 12-week period each year. $1,427 per week

Some states have voluntary caregiver compensation programs:

These states don’t mandate compensation, rather they allow businesses to opt into a program. Therefore, if an employer doesn’t offer paid family leave, employees can buy a plan themselves. 

StateName of Program(s)Available Loved Ones with Serious Health ConditionsDetailsMaximum Benefit
New HampshirePaid Family and Medical LeaveNowSpouse, domestic partner, parent, grandparent, child or grandchildWorkers receive 60 percent of their weekly pay for up to six weeks of caregiving. The program’s maximum benefit is calculated at 60 percent of the Social Security taxable maximum. Employers don’t have to offer this program, but those who do receive a tax credit. $1,848
VermontParental Leave, Family Leave and Short-Term Family Leave07/01/2024 07/01/2025 for individual programSpouse, domestic partner, parent or child.This program is similar to New Hampshire’s and covers caregiving for six weeks in a given year. The maximum benefit is calculated based on Social Security maximum taxable wages.$1,848
VirginiaPaid Family and Medical Leave Program01/01/2025Child, spouse or parentThis voluntary program offers 12 weeks of benefits where caregivers can receive up to 80 percent of their average weekly wages capped by the maximum. Payments can be greater than 80 percent of Virginia’s average weekly wage in any given year.$1,343

HonestMed Is Here to Help Caregivers and Their Loved Ones

We understand caregivers and their needs. Caregiving can take an emotional toll over time and often creates a financial burden. Our goal is to help caregivers provide the best care possible while easing the stress on both caregivers and loved ones with a wide range of health and wellness products that are economically priced. Visit our website at www.HonestMed.com and find the caregiver tools and products you and your loved ones need. 

Learn more by speaking to an HonestMed Care Specialist at (833) 933-2323. We’re here to provide you with product knowledge, support, and expertise to ensure you get the right products for your unique needs and budget. You can also browse our Honest Ideas for published articles with valuable tips on caregiving and more.

Share This:

2 thoughts on “Caregiving that Counts: A Guide to Earning While Supporting Your Loved Ones”

  1. Carol Quincey

    Florida, where I live and I believe has one of the biggest populations of residential elderly fails to make any of the lists for compensation relief.
    of care of a family member. UNLESS that family member IN NEED is on MEDICAID.
    IN ADDITION, Many of these plans for compensation relief do not take in the self employed population of family members in a position of providing care giver service to a family member….e.g. registered Independant Day Care Providers, self employed, liscened and in a position of a dba…for one example.

    I find myself in that gray zone – birthdate 7/25/38. Adult son and daughter in law living in my home ,Home space allows for independent living space for each. I am mobility challenged, a walker and a power wheelchair. I have
    My son is self employed as a licensed Home Inspector during Covid ,home
    inspectors were among the NECESSARY OCCUPATIONS .exempt from any monetary relief for loss wages,
    He assumed the role of caregiver. A 24×7 job, which included bathing me, lymphedema wrapping,transporting me in a self purchased ramp equipped van to doctor appts.
    I’ll end here, probably exceeded what your site expected from your i
    invite to”leave a comment”.

    1. HonestMed Editorial Team

      Hi Carol,

      Thank you for sharing your situation and the challenges you’ve faced receiving care from family in Florida. We understand the frustration you feel with the lack of compensation options, especially for self-employed individuals like your son. While Florida may not offer specific programs for compensating family caregivers who aren’t on Medicaid, there might be programs available for veterans to assist with caregiving costs. The Department of Veterans Affairs website would be a good place to start. https://www.va.gov/

      If that is not an option that you or your son may qualify for, there are resources available for family caregivers to reduce depression, anxiety, and stress. The National Family Caregiver Support Program is a great option for family caregivers who care for older adults in their homes. You can get more information on their website here: https://acl.gov/programs/support-caregivers/national-family-caregiver-support-program

      We hope these bits of information can help you and your son find support and we wish you both well!

Leave a Comment

Your email address will not be published.

Need Help?

Speak to one of our Honest Care Specialists

Phone: (833) 933-2323

9am-5pm Monday-Friday PT

Contact Us